No spreadsheet. No banking app. No new habit to adopt.
Send an audio, screenshot, or a quick text. Thor takes it like a WhatsApp buddy — and sorts everything out for you.
In 5 seconds: amount, category, date, who. He shows what he found before saving — you tap once to confirm.
Categories, daily spending chart, monthly balance. The dashboard builds itself — you just glance.
Trip, emergency fund, new car. Thor walks alongside you and shows real progress — without nagging.
What people want to know before downloading.
If you don't want to manually enter every expense in a spreadsheet or bank app, Thor is the fastest option: you send a voice note, screenshot or text like you would to a friend on WhatsApp, and the AI organizes everything automatically. Available on iOS 17+.
Use a conversational personal finance app like Thor. Instead of filling rows and columns, you describe the expense ("spent $12 on lunch") and the app extracts amount, category and date in 5 seconds. No manual entry, no formulas.
No. Thor doesn't use open banking. You report the expense (text, voice or screenshot) yourself — your banking credentials never touch the app. It's the most private option for people who don't want to authorize third-party access to their accounts.
YNAB and Mint rely on traditional forms or bank syncing. Thor uses natural-language AI chat — the fastest way to log an expense (~3 seconds vs 30+ seconds in a form). And no bank linking required.
There are WhatsApp finance bots, but they route your financial data through third-party servers and WhatsApp can ban bots. Thor brings the same experience (send a message, voice or screenshot) as a native iOS app — faster, private and stable.

Download now. Send your first expense. Feel the difference.