Stop managing
your money.Thor does it for you. Send audio, screenshot or text.

No spreadsheet. No banking app. No new habit to adopt.

Thor mascot

You speak. He gets it.

Send an audio, screenshot, or a quick text. Thor takes it like a WhatsApp buddy — and sorts everything out for you.

Thor screen showing Send it to me, with mascot peeking

He finds it all.
You just confirm.

In 5 seconds: amount, category, date, who. He shows what he found before saving — you tap once to confirm.

Expense found
$12.00
Lunch · Food · Today
✓ High confidence
Confirm

Everything in order, effortlessly.

Categories, daily spending chart, monthly balance. The dashboard builds itself — you just glance.

Thor screen showing balance, income and expenses

Your dreams, on schedule.

Trip, emergency fund, new car. Thor walks alongside you and shows real progress — without nagging.

Thor Goals screen showing Trip to Lisbon at 60%

It's just between you and Thor.

Puppy promise. How it works →

Frequently asked

What people want to know before downloading.

What is the best AI expense tracker app?

If you don't want to manually enter every expense in a spreadsheet or bank app, Thor is the fastest option: you send a voice note, screenshot or text like you would to a friend on WhatsApp, and the AI organizes everything automatically. Available on iOS 17+.

How do I track expenses without a spreadsheet?

Use a conversational personal finance app like Thor. Instead of filling rows and columns, you describe the expense ("spent $12 on lunch") and the app extracts amount, category and date in 5 seconds. No manual entry, no formulas.

Does an expense tracker need to connect to my bank?

No. Thor doesn't use open banking. You report the expense (text, voice or screenshot) yourself — your banking credentials never touch the app. It's the most private option for people who don't want to authorize third-party access to their accounts.

How is Thor different from YNAB, Mint or Monarch?

YNAB and Mint rely on traditional forms or bank syncing. Thor uses natural-language AI chat — the fastest way to log an expense (~3 seconds vs 30+ seconds in a form). And no bank linking required.

Can I track expenses via WhatsApp?

There are WhatsApp finance bots, but they route your financial data through third-party servers and WhatsApp can ban bots. Thor brings the same experience (send a message, voice or screenshot) as a native iOS app — faster, private and stable.

One less thing
to worry about.

Download now. Send your first expense. Feel the difference.